Celebrating Christmas can be like a do or die affair but I have ways you can celebrate the holiday without robbing a bank and still feel okay with your life. Some of you would be asking how. Yes, a lot of external factors would be affecting us this period. Some of us might be going…

Life changing Budget Rule: 50/20/30 Budget rule The 50/20/30 rule is one of the simplest rules I’ve seen. All you need to do give 50 per cent of your income to your needs and 29 per cent to your savings and 30 per cent to your wants Your wants are all your needs that are…

Living a debt-free life can be a hard thing to do due to some factors surrounding it. Yes, but you know we just have to live a debt-free life to avoid us from being disgraced in public because we are owing or losing our property. I know there are so many reasons why people go…