Do you always buy items without thinking if you really need them? Impulse purchase can be fulfilling until your paycheck is halfway down. Our needs are unending and impulse buying can become our new normal if not checked. Have you ever wondered why you spend way above your budget at the shopping mall? There are…
Dave Ramsey Budget Rule I know you are wondering why you should use a Dave Ramsey budget rule? But he is an icon in the money management and personal finance field. He is known for his radio personality. However, one reason why he is a prominent person in the personal finance field is because he…
Are you still struggling to save money with your current salary? It is not easy to save money with low income but you can do it. At some point in my life, I couldn’t save money because it was difficult to do it. My expenses were always more than my income but I had to…