Are you still curious about the cheap Christmas gifts to give to everyone close to you this year’s Christmas? We all know that the standard of living now is rising daily and we need to checkmate our spending. There are a lot of expenses we have. The electricity bill, utility bill and so many other…
Do you always buy items without thinking if you really need them? Impulse purchase can be fulfilling until your paycheck is halfway down. Our needs are unending and impulse buying can become our new normal if not checked. Have you ever wondered why you spend way above your budget at the shopping mall? There are…
Dave Ramsey Budget Rule I know you are wondering why you should use a Dave Ramsey budget rule? But he is an icon in the money management and personal finance field. He is known for his radio personality. However, one reason why he is a prominent person in the personal finance field is because he…